In a world where everyone is trying to hustle online, finding legit money-making apps is like finding gold. That’s why when I stumbled upon an app that paid me ₦28,000 just for installing and referring, I had to test it—and it worked!
In this article, I’ll share the exact app, how I got paid, and most importantly, how you can do it too.
What Is This App?
The app is called PalmPay—a popular fintech app in Nigeria that offers mobile banking services, bill payments, and airtime recharge. What many Nigerians don’t know is that PalmPay runs a referral program that rewards users with real cash for simple actions.
How I Made ₦28,000 in 5 Days
Here’s a breakdown of how I earned:
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₦300 for signing up using a referral link
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₦500 per referral (they only needed to register and fund ₦100)
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I shared the app with friends on WhatsApp, Facebook groups, and Twitter
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55 people signed up through my link
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Total earnings: ₦300 + (₦500 × 55) = ₦28,000
All I needed was a working smartphone and data!
Step-by-Step: How You Can Do the Same
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Download the App Here: Click to download PalmPay
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Sign up with your phone number
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Fund your wallet with ₦100 using bank transfer or card
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Go to “Refer & Earn” section
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Share your referral link everywhere—Facebook, WhatsApp, Telegram, Twitter
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Earn ₦500 per signup once your invitee activates their account
Tip: You don’t need to “force” anyone. Just create curiosity with captions like:
“This app paid me ₦500 per person. Here’s proof.”
Is It Legit?
Yes, 100% legit. PalmPay is licensed by the Central Bank of Nigeria (CBN) and has millions of users. I personally withdrew my ₦28,000 directly to my GTBank account in less than 2 hours.
You don’t need any investment. Just your phone, internet, and consistency.
Final Thoughts
If you’re tired of fake “online business” schemes, start with something small but real. This app gave me a quick win without any stress. And if I can make ₦28k from my phone, so can you.
👉 See more Means of getting more income
Don’t sleep on this—every ₦500 adds up fast.